Avail yourself to our independence which allows us to act in your interest, undeterred by corporate requirements or commitments. We will search national and international markets to find whatever solution best fits your financial situation. Efficiency and individual servicing are the keywords of our work methods.

COUNT ON OUR EXPERTISE

In collaboration with our business associates, we provide a wide range of financial services:
MONEY MARKET ACCOUNTS
SAVINGS BONDS AND CERTIFICATES
INVESTMENTS
INSURANCE(zukünftig Link zu HFS)
FINANCIAL AND ASSET PLANNING


Self-evidently, we offer all marketable mutual funds. The choice of equity and fixed income funds geared to suit your personal needs depends largely on your investment preferences and goals, but you may confidently rely on our consulting service in this regard, as well. Pros and cons, opportunities and risk factors will be weighed carefully and only convincingly sound recommendations will be made.

Being an independent entity, we will help you assess value potentials and maintain a proper balance of account allotments.

PLAYING IT SAFE

One major favorite of long-term investors, due to a steady increase in market value and high safety, still is real estate. Long-ranging comparisons show average market prices for private and commercial property in selected locations increasing more consistently than the value of other types of investments. Open property funds further permit a European view and offer rewarding tax relief.

AT HOERNER BANK, WE SEE IT THIS WAY:

Capital funds available to investors may start at an amount of €15,000 to be used for fund splitting and investment spreads. Smaller amounts may be used for investments in individual funds. One particularly interesting choice available to investors is the Hoerner Bank Global Select OP, our fund of funds, 70% of which are invested in international equity funds and 30% in European annuity funds. By investing a basic minimum amount of €5,000 or in a €100 monthly savings plan, you will have your assets invested in carefully chosen international funds yielding the best of income possible within an appropriate collateral range. The formula for success of our fund of funds is the conviction that professional investments must focus on the growth of global stock markets. Rather than on individual shares of stock (stock picking), investments of this kind center on entire markets (market picking). For a long time, widely spread capital investments in European and international markets were available to large-scale investors only, but now the Hoerner Bank Global Select OP is opening the way to financial markets worldwide.

One word about safety: It goes without saying that we are a member of the Federal Association of German Banks, a registered national supervisory association, which fully protects all customer deposits by private banking investment insurance coverage.

We will be happy to serve you. Ask about current funds and other investment options available.